About FundingPips
FundingPips is a Dubai-based prop firm founded in 2022 with $180M+ in verified payouts and 39,000+ Trustpilot reviews at 4.5/5. They offer four challenge types: 2-Step Pro (from $29), 2-Step Standard, 1-Step, and Zero (instant funding). Profit splits range from 60% to 100% depending on payout frequency chosen. IMPORTANT: During evaluation, news trading is unrestricted. On funded accounts, profits from trades opened/closed within 5 minutes of high-impact news don't count toward payouts (10-minute window on Zero accounts). US traders accepted. MT5, cTrader and Match-Trader supported.
FundingPips is the best value major prop firm in 2026. Entry from $29, US traders accepted, $180M+ verified payouts. Best for: budget-conscious traders, US traders, active day traders. Watch out for: the tiered split structure — understand which payout frequency you want before buying.
✓ Pros
- ✓$180M+ verified payouts from 39,000+ reviews
- ✓Entry from $29 — most affordable major firm
- ✓US traders accepted
- ✓4 challenge types for different styles
- ✓Tiered splits up to 100%
- ✓Weekly payouts on standard challenges
- ✓MT5, cTrader and Match-Trader
- ✓EAs permitted for trade management
✗ Cons
- ✗News trading profits restricted within 5-min window on funded accounts
- ✗Base split on 2-Step Pro is 60% weekly (rises with less frequent withdrawals)
- ✗35% consistency rule on on-demand payouts
- ✗Copy trading not permitted
- ✗Max $100K account size
- ✗30-day inactivity termination rule